Richard Surber

California has been the target for several stock and investment frauds in the past. 2004 was a particularly devastating year for investment frauds. The biggest scam that was perpetrated was an insurance agent securities fraud. This fraud involved life insurance agents and their clients. The insurance agent sold their clients high risk investment products that they were not licensed to sell. In return the agent received a large commission while their clients lost their money. Other investment frauds that targeted California residents included: senior investment frauds, variable annuity scams, mutual fund business practices, Ponzi Schemes, Promissory Note scams, affinity frauds,…

What is corporate finance? In the United States corporate finance refers to the strategies, techniques and financial processes used to acquire, manage, and utilize capital assets. Some of the financial activities that are involved in corporate finance include: fundraising for start up ventures, securing investors, merging with other companies, orchestrating acquisitions, and selling company stocks. As this list illustrates there are a lot of business activities related to corporate finance. In order to perform all of these activities a lot of financial professionals need to be involved. Some of the professionals that are involved in corporate finance activities include: private…

Mergers and acquisitions, also known as M&A, are corporate processes of acquiring new assets by buying taking over other business or by merging with them. Like any type of business activity there are pros and cons for both mergers and acquisitions. Some of the pros include: the potential to add value to a company’s bottom line, the potential to increase a market share, and the potential to add assets to a company’s holdings. While M&As have several pros, they also have several cons. Some of the cons include bad public reaction to hostile takeovers, resistance from the targeted company and…

If you are interested in making a living in penny stocks then you will first need to ask “what are penny stocks?” The answer to this question is going to vary depending on who you ask. Some people say that a penny stock is any stock that is sold for under $5, while others claim that it is a stock that sells for under $1. No matter which definition you subscribe to penny stocks will generally be offered by small cap companies. The attraction that penny stocks offer to investors is the potential to make a large profit in a…

1 Year Target Estimate: An estimated value of a particular stock that has been calculated by an investment expert who has been tracking the performance of the stock or investment product. 12(b)1 Fee: A fee charged by a mutual fund to cover the fund’s promotional expenses. In order for a mutual fund to charge this fee they must disclose to investors that it charges a 12(b)1 Fee and they must also register it with the SEC. Common Stocks: An investment product that allows an investor to purchase a share of equity ownership in a public company. Deleted: When a security…

A reverse merger, also referred to as a reverse takeover, is a business transaction that converts a private company into a public company without having to go through the traditional paperwork and initial public offering processes. A reverse merger starts by a privately held company establishing a public shell company. The shareholders of the private company then sell their shares in the private company to the public shell company for shares in the public company. By going public in this manner the shareholders of the private company are able to maintain their ownership and control of the company after it…

If you are considering starting a real estate investment company then you need to put together a business plan for real estate investors. This business plan will be your blueprint for success. It will not only help you to identify the pros and cons of different real estate investments, but it will also help you to identify financing options, successful investment strategies and real estate investment resources. Your real estate investment plan should also be used to focus your investment activities and goals. Now that you know what a business plan for real estate investors is you should next learn…